If you’ve ever been involved in a car accident or know someone who has, you’ve likely heard that no two settlements are ever the same. Even when crashes seem similar, the outcomes can be very different. There are several reasons for that, and understanding those differences can help accident victims manage their expectations and protect their rights.
Wilmington is a port city located in North Carolina. The beautiful scenery of the place, along with its rich history, is a must-visit place if you wish to indulge yourself in a city full of unique charm. However, no place is void of road accidents.
For residents of Wilmington and surrounding areas, seeking legal guidance early can make all the difference. Shipman & Wright’s Wilmington car accident lawyer team has helped many individuals understand the unique factors that shape their case and maximize their compensation.
The Main Reasons Why Car Accident Settlement Amounts May Vary so Much from Case to Case
Severity of Injuries
One of the most important factors in any car accident case is the severity of the injuries involved. Someone who suffers a minor whiplash injury is going to receive a much smaller settlement than someone who endures a traumatic brain injury or spinal cord damage. Medical expenses, long-term care needs, and the overall impact on quality of life are all taken into account.
In Wilmington, where commuting and coastal tourism can lead to heavy traffic, serious injuries from accidents are unfortunately not uncommon. This makes it even more important for victims to document their injuries thoroughly and get the medical care they need.
Fault and Liability
North Carolina follows a rule known as contributory negligence. This means that if you are found to be even 1% at fault for the accident, you may be barred from recovering any compensation at all. Because of this strict rule, proving fault becomes a critical part of the case.
An experienced car accident lawyer knows how to investigate the scene, gather evidence, and build a strong case to prove the other party’s negligence. Without solid legal guidance, many accident victims risk losing out on compensation due to this technicality.
Insurance Policy Limits
Another reason settlement amounts vary is because of the insurance coverage involved. If the at-fault driver has a low-limit policy, there may be limited funds available to cover the full cost of your damages. In some cases, your own uninsured or underinsured motorist coverage may help fill in the gap, but this also depends on the terms of your policy.
Economic vs. Non-Economic Damages
Settlements often include both economic and non-economic damages. Economic damages are things like medical bills, lost wages, and property damage. These are usually easier to calculate.
Non-economic damages include pain and suffering, emotional distress, and loss of enjoyment of life. These are harder to put a number on and often vary based on the circumstances and how well your lawyer presents your case.
Legal Representation
One of the most overlooked reasons for differences in settlement amounts is the quality of legal representation. A skilled car accident attorney can negotiate better with insurance companies, gather stronger evidence, and fight harder in court if necessary.
If you’re dealing with an accident in Wilmington, hiring a local attorney who understands the region’s courts, insurance adjusters, and medical providers gives you a clear advantage.
Conclusion
Car accident settlements aren’t one-size-fits-all. Injuries, fault, insurance, and legal support all play a role in determining how much compensation a person may receive. For Wilmington residents, working with a trusted local attorney ensures you’re not navigating these complexities alone. A knowledgeable lawyer not only protects your rights but also helps you pursue the settlement you truly deserve.
